Buy with Streetsmarts

Purchasing a home is way more than just looking at homes. You need information (lots of it), and an advocate with experience and competence to assist you through the process. At ChangingStreets.com our goal is to give you what you need to be sure of the next step. Surf the site and get empowered! When it is time to get STREETsmart call our team and your agent will help with the details. It costs you nothing and it will save you time, frustration and money.

web image 2-3We love the fact that we help more buyers per agent than 99.7% of the participants in real estate. The top one percent is not bad, but we are focused on making your experience Smart>Easy>Sane so we stay there.

Getting Pre-Approved

The mortgage pre-approval is the foundation of your home search. With the information you get with your pre-approval you can find the area, price, taxes and insurance that fit the payment you desire. If those are not factors, it will give you an edge up when negotiating. A quick closing in today's rapidly changing market can be worth more than price.

First Time Buyer Tax Credit

The first time buyer tax credit has been extended through homes under contract by April 30, 2009. This could be a refundable tax credit up to $8,000 (ten percent of the sales price up to $8,000) for first time buyers. The income limits have also been raised to $125,000 for a single buyer and $225,000 for a married couple.

There is now also a tax credit for people who have lived in their current residence for five of the last eight years. This refundable credit is up to $6,500. The increased income limits also apply to this program.

Zero Down and Low Downpayment Loans Still Available!

Surfing for Homes on ChangingStreets.comweb image 2-4

A big part of your experience when dealing with ChangingStreets.com is our respect for your privacy. Feel free to sign up for home searches, or be notified when new listings come to the market. Feel free to chat and get preapproved, your privacy is our top concern. We will not sell or pass on your name, email, preferences or any other information. You can be confident.

There are many ways to search. Search by area using the map search or by features using the city search. You can search by foreclosures or short sales. You can do it all, and if you do not see the option you want, chat with us or email and we will do our best to make it happen.