What you will need for a mortgage approval One months worth of current pay stubs Last 3 months bank statements Last 2 years w-2's 401K, profit sharing or investment statements

If you own more than one home please bring tax, mortgage, and insurance information for all homes. If they are rental properties please bring copies of leases

If you have filed for bankruptcy in the last 7 years a copy of your bankruptcy papers will be needed

If you have had credit issues in the past a brief letter of explanation will be very helpful

If you are a veteran and have served in the armed forces a copy of your dd214 or certificate of eligibility is needed for a VA loan